Innovation Programs, LLC is not an insurance broker or benefits consultant. We offer programs and services to self-funded employers, both public and private, that:
- reduce the overall cost of health benefits to the employer,
- increase the financial value of the benefits for the covered people, and,
- assist the employer in satisfying their legally mandated fiduciary responsibilities.
While the traditional benefits industry talks about increasing trends, our approach is to talk about a significant decrease in costs.
What is Different about our Solutions! approach.
Self-funding of employee medical benefits offers a significant number of advantages for the employer. Yet, year after year, plan costs keep going up.
In addition to the employer’s costs are the costs affecting covered people, including premium contributions, deductibles, co-insurance, and co-pays. Many people today are functionally uninsured; they just can’t afford the health care they need. Any proposals for reducing costs for the employer should also include enhanced benefits for the covered people
Solutions! is unique in its focus on moving as much care as possible away from traditional fee-for-service payment structures.v As detailed on the Solutions! web page
Please watch a short three-slide PowerPoint video explaining the philosophy surrounding the Solutions! approach by using this link.
Get in Touch
Reach out to us today for more information or an initial discussion of your situation. We’ll talk about how Solutions! can help your organization save money, improve the value of the benefits your people receive, and assist you in meeting your fiduciary obligations.